Investment Property Loans

When you are ready to invest in real estate, we will help you find the right financing.

Is an investment home right for me?

When you are ready to explore the opportunities that real estate investment can offer, we can help you cut through the confusion in order to make the right decisions for your future. The competition for investment homes can be tough in many markets. You may need additional assets for repairs, or times when there are no renters in your property. Do the numbers work out in your favor?

What to consider before buying an investment home.

Investing in real estate is more than just purchasing a property. Rental properties can bring in monthly cash flow, but do you want to act as a landlord? Buying a property at a low price and “flipping” it, fixing it up and selling it for a higher purchase price, will require some home repair know- how, or investing more money for repairs. Both options have pros and cons to consider, but either way you are looking at a tangible asset that can possibly bring in positive cash flow and tax deductions. We have seen every investment situation you can imagine, so go ahead and ask us; we want to help.

Things To Consider

What will you do with this investment property?

Do you want to find the right property to put on the rental market, or will you be fixing the home up so you can resell it? The amount of time that you plan on keeping your investment property can help you determine which loan program will suit your plans for your investment property

Can you use the equity in your existing home for a down payment?

Investment properties may have extra stringent requirements from lenders, including a larger down payment. We can help you explore all of your options to get the down payment you need, such as equity in your current home or other assets like money in a brokerage or retirement account.

What can you deduct?

Tax deductions may be as much a reason to buy an investment property as positive cash flow. Did you know that you may be able to deduct appliances, mortgage insurance, or even mortgage points? Our team of experts can answer your questions about the advantages of real estate investment. (Note: We are not licensed tax professionals. Please consult your tax advisor for specific tax and financial information.)

About Us

We've been helping members afford the home of their dreams for many years and we love what we do.

Credit Union NMLS: 401421
www.nmlsconsumeraccess.org

Contact Us

640 E. Main Street
Vacaville, CA 95688
Phone: (707) 557-8900
mortgage@bffcu.org

Disclaimers

Resources

Equal Housing Opportunity
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Five Star Mortgage Professional

If you have a complaint please send an email to information@cuhomeland.com.

© 2024 All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.